Last updated: September 27, 2026
By accessing Dear Thoughts (“the Site”), you agree to these Terms & Conditions. If you do not agree, please do not use the Site.
1. Content
All content on this Site — articles, guides, images, and graphics — is provided for general informational and educational purposes only. While we work hard to keep information accurate and up to date, we make no warranties about completeness, reliability, or accuracy.
2. Not professional advice
Content on this Site is not financial, investment, legal, tax, or professional advice. Nothing on this Site should be taken as a recommendation to buy, sell, or hold any asset, product, or service. Always do your own research and consult a qualified professional before making decisions. See our Disclaimer for more detail.
3. Intellectual property
All content on this Site is owned by Dear Thoughts or its content suppliers and is protected by copyright law. You may share links to our articles and quote brief excerpts with attribution. You may not republish, reproduce, or redistribute our content in full without prior written permission.
4. Acceptable use
You agree not to:
- Use the Site for any unlawful purpose
- Attempt to disrupt, hack, or overload the Site
- Post spam, abusive, or unlawful content in comments
- Scrape content at a rate that harms Site performance
We reserve the right to remove comments and restrict access for violations.
5. Third-party links and affiliate disclosure
The Site contains links to third-party websites and products. We may earn a commission on qualifying purchases made through affiliate links, at no extra cost to you. We are not responsible for the content, accuracy, or practices of third-party sites.
6. Limitation of liability
To the maximum extent permitted by law, Dear Thoughts and its owners shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site or its content.
7. Changes
We may update these terms at any time. Continued use of the Site after changes constitutes acceptance of the updated terms.
8. Contact
Questions about these terms? Reach us via our Contact page.