Ideas that move you forward November 12, 2026

About Muhammad Usman

Founder & Editor, Dear Thoughts

Muhammad Usman is an independent online business builder based in Pakistan who writes about AI tools, freelancing, and building online income — the same things he does every day.

Rather than writing about theory, Usman works as a practitioner: he freelances for clients on platforms like Fiverr and PeoplePerHour (content writing, design, SEO outreach, and development work), sells print-on-demand designs on marketplaces including Redbubble and Etsy, earns through affiliate marketing, and runs SEO blogs including this one. He also builds apps with no-code and low-code tools like FlutterFlow and Firebase, and holds a HubSpot Content Marketing certification.

That hands-on background shapes everything on Dear Thoughts. Tool roundups are checked against official pricing and feature pages, platform guides reflect how the platforms actually work today, and income-related claims are qualified honestly — because he has seen what these business models really pay, and what they don’t.

What Usman does on Dear Thoughts

  • Personally researches, tests, and verifies every tool and platform covered
  • Reviews every article before it is published
  • Re-checks pricing, fees, and policies against official sources, and updates articles when they change
  • Answers reader questions through the contact page

Connect

Have a question, a correction, or a tool you’d like reviewed? Reach out through the contact page.